This Web site Does Not Provide Medical, Financial or Legal Advice
The content of the SeniorNavigator® web site includes, but is not limited to: (i) text, graphics, images, artwork, photographs, drawings, logos, slogans, servicemarks, interviews, stories, testimonials, medical, legal and/or financial articles, service listings, calendar listings, and other materials, code and information created by SeniorNavigator® or its licensors, and (ii) each submission by a user including, but not limited to, information, data, questions, comments and other content and the like, but excluding your Profile (the "Submission" or "Submissions"). All of the foregoing is referred to as the Content. The Content is offered for informational and educational purposes only, and is not intended to be a substitute for professional legal, financial or medical advice, diagnosis or treatment. Use of this web site does not create a doctor/patient or lawyer/client relationship between you and SeniorNavigator or any of our editors or Content providers. Instead, the Content is intended to support, not replace, the relationship that exists between you and your lawyer, you and your financial planner, and you and your physician. You should not act upon this information without seeking professional counsel. Always seek the advice of a professional, be it the area of law, finance or medicine.
Any statements made in this web site about products have not been evaluated by the United States Food and Drug Administration. They are not intended to diagnose, treat, cure or prevent any condition or disease.
We do not endorse any specific tests, products, procedures, opinions, or other information that may be mentioned or described on its web site. If you rely on any information provided on our web site by our employees, contributors or licensors, you do so solely at your own risk. You are solely responsible for compliance with the laws and regulations applicable to your place or country of residence.
Our Privacy Statement is included herein by reference.
Children's Privacy and Age of User
We are committed to protecting the privacy of children. We do not collect personally identifiable information from any person we actually know is a child aged 13 or under. Users under 14 will be advised to have a parent complete the registration for them.
Liability of SeniorNavigator® and its Licensors
The use of this web site and its Content is at your own risk.
When using this web site, information will be transmitted over a medium that is beyond our control and that of our licensors. As a result, we do not assume any liability for or relating to the delay, failure, interruption, or corruption of any data other information transmitted in connection with your use of the web site.
This web site, its Content, service quality and access are provided on an "as is" basis. SeniorNavigator® AND ITS LICENSORS, TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD-PARTIES' RIGHTS, AND FITNESS FOR A PARTICULAR PURPOSE. Specifically, SeniorNavigator® and its licensors make no representations or warranties regarding the accuracy, completeness, currentness or timeliness of the Content or links provided on or through the use of this web site or by SeniorNavigator®.
In no event shall SeniorNavigator®, its licensors, its suppliers or any third parties mentioned on the SeniorNavigator® web site be liable for any damages (including, without limitation, incidental and consequential damages, personal injury/wrongful death, lost profits, or damages resulting from lost data or business interruption) resulting from the use or inability to use the SeniorNavigator® web site or the Content, whether based on warranty, contract, tort or any other legal theory, and whether or not SeniorNavigator® is advised of the possibility of such damages. SeniorNavigator® shall be liable only to the extent of actual damages incurred by you, not to exceed U.S. $1,000.00. SeniorNavigator® is not liable for any personal injury, including death, caused by your use or misuse of the web site or Content. Any claims made by you in connection with your use of the web site or any Content must be brought within one (1) year of the date on which the event giving rise to such action occurred. All remedies set forth in these Terms and Conditions of Use are exclusive and are limited to those expressly provided for in these Terms and Conditions of Use.
Ownership and Use of Content
All SeniorNavigator® web site design, text, graphics and the selection and arrangement thereof are copyrights of SeniorNavigator®; © 2012 SeniorNavigator; All Rights Reserved.
Each Submission, once made by you, constitutes your assignment to SeniorNavigator® and SeniorNavigator’s acceptance of all right, title and interest in and to the Submission. Once submitted, your Submission shall be owned by SeniorNavigator® and SeniorNavigator® may use, copy, display, publish and make derivative works from the Submission. You represent and warrant to SeniorNavigator® that each Submission by you is original, complete and correct, and that such Submission does not infringe the intellectual property rights or other proprietary right of any person.
All use of the Content is prohibited other than personal use or educational use. Personal use means that you may download a single copy of the Content for your own personal, noncommercial use. Educational use means that you may download a single copy of the Content for your own use provided such use is directly associated with your education or training by or for SeniorNavigator®. All authorized use is further subject to your agreement not to obliterate, change, or remove the following copyright notice and any other proprietary notices that are contained in the Content: "Copyright 2012 SeniorNavigator®. All Rights Reserved."
SeniorNavigator®, our web site images and text, and all page headers, custom graphics and button icons are registration marks, service marks, trademarks, and/or trade dress of SeniorNavigator®. All other trademarks, product names and company names or logos cited in this web site are the property of their respective owners.
Submissions by Users
Advertisements and Links to Other Web sites
Any link (including hyperlinks, buttons or referral devices of any kind) used on this web site is provided for your use and convenience. The appearance of a link on this web site does not constitute an endorsement, recommendation or certification by us, nor should the presence of a link in any way be construed as a suggestion that any third-party web site has any relationship with us. We do not endorse the content on any third-party web sites. We are not responsible for the content of linked third-party web sites or third-party advertisements, and do not make any representations regarding their content or accuracy. We do not knowingly link to web sites that may infringe on valid and existing trademarks, service marks, copyrights or patents. Your use of third-party web sites is at your own risk and subject to the terms and conditions of use for such web sites. We do not endorse any product that may be advertised on our web site.
Links to Our Web site
We do not generally object to links to this web site from third-party web sites. There are certain conditions, however, that you must follow to link to our web site:
Unless we enter into a specific written linking agreement with you, you may not use any of our names, logos, designs, slogans, product trademarks or service marks in or with your links, except that you may link to our site using the plain text name of SeniorNavigator®.
Do not present the link to our web site in any way that suggests that we have any relationship or affiliation with your site or that we endorse, sponsor or recommend the information, products or services on your site. Do not use any of our names, logos, designs, slogans, product trademarks or service marks in any advertising, publicity, promotion, or in any other commercial matter without the prior express written permission for a particular use from us.
We ask that you link only to the home page/first page of our web site. Please do not incorporate any content from this web site into your web site (e.g., by in-lining or framing).
Do not use any of our names, logos, designs, slogans, product trademarks or service marks, or any other words or codes identifying our web site, in any "metatag" or other information used by search engines or other information location tools to identify and select web sites, without our express written permission for a particular use.
We are based in Richmond, Virginia, in the United States of America. We make no claims that the Content is appropriate for, or may be downloaded by, persons residing outside of the United States of America. Access to our web site and the Content may not be legal by certain persons in certain countries. If you access this web site from outside the United States of America, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.
Jurisdiction and Other Issues
You agree that with respect to any suit, action or proceeding arising out of or in connection with any dispute with us, including without limitation any claim involving SeniorNavigator® or its affiliates, subsidiaries, licensors, employees, contractors, officers, directors, telecommunication providers and content providers: (i) you will submit to the jurisdiction of the courts of the City of Richmond, Virginia, including, without limitation, the United States District Court for the Eastern District of Virginia, Richmond Division, or the Circuit Court of the City of Richmond, Virginia, and (ii) you irrevocably waive any objection that you may have at any time to the laying of venue of any suit, action or proceeding arising out of or relating hereto brought in any such court; irrevocably waive any claim that any such suit, action or proceeding brought in any such court has been brought in an inconvenient forum; and irrevocably waive the right to object, with respect to any such claim, suit, action or proceeding brought in any such court, that such court does not have jurisdiction over you.
You agree that these Terms and Conditions of Use, as well as any suit, action or proceeding arising out of or in connection with any dispute with us, including without limitation any claim involving SeniorNavigator® or its affiliates, subsidiaries, licensors, employees, contractors, officers, directors, telecommunication providers and content providers, shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia in all matters, including, without limitation, its validity, construction, interpretation and performance, without regard to provisions regarding conflicts of law.
If any provision of these Terms and Conditions of Use is found to be invalid by any court having jurisdiction to make such a determination, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect. No waiver of any of these Terms and Conditions of Use shall be deemed a further or continuing waiver of such term or condition or any other term or condition.
The headings of the various sections of this Agreement have been inserted only for the purposes of convenience, and those headings shall not be deemed, in any manner, to modify, enlarge or restrict any of the provisions of this Agreement.
The following provisions of the Terms and Conditions of Use survive the expiration or termination of the Terms and Conditions of Use for any reason whatsoever: Liability of SeniorNavigator® and its Licensors, Indemnity, Jurisdiction and Other Issues, Complete Agreement and Survivability.
Thank you for using our web site. We hope you find it helpful and convenient to use!
Questions or comments regarding this web site should be directed by electronic mail to: email@example.com or via U.S. mail to SeniorNavigator, 7501 Boulders View Drive, Suite 201, North Chesterfield, Virginia 23225.
Copyright © 2013 SeniorNavigator®. ALL RIGHTS RESERVED.